uBank Personal Loans

Ubank LoansUbank personal loan allows clients to borrow credit up to an amount of R50 000 with flexible repayment options  from 2 to 36 months. Clients just need to note that Ubank uses the risk based approach in awarding loans which means the loan amount and term awarded will depend on a client’s credit profile, to achieve this Ubank takes time to run credit checks on all prospective applicants.

Ubank personal loan Qualifying Criteria

To qualify for this credit facility, clients need to be aged between the age of 18 and 65 years, be in possession of a South African identity document, proof of employment which should be accompanied by the latest payslip, proof of physical address not older than 3 months, bank details accompanied by a 3 months bank statement, list of expenses, two different contact numbers which implies that one contact number should be for the client and the other for a relative, if a client is married it is a requirement that they bring a marriage certificate.

This unique loan can be accessed at any Ubank branch around the country or by calling 0860008322