My Money Plan is Old Mutual Finance’s flagship product that allows you with up to R150 000 to consolidate your debt, combining it into one plan so that you pay a lower overall instalment payable in up to 60 months. This allows you to reduce your finance charges and increase your available cash, as My Money Plan also provides you with regular cash payouts when you need them most. How Old Mutual My Money Plan Works Qualify for a consolidation loan of up to R150 000. Minimum term of 1 month. Maximum term of 60 months. Fixed interest rate